WILLIAM G. BOWEN, INC.
REAL ESTATE APPRAISERS AND CONSULTANTS

BUSINESS ADDRESS:       

13622 Pennsylvania Avenue
Hagerstown, Maryland 21742-2337
301-797-8770 - Voice
301-416-7242 - Voice (Direct Frederick Line)
301-416-7413 - Fax
Email:   appraisers@williamgboweninc.com   
52-1401971 - Federal I.D. Number
PEG-9137738  Greenwich Insurance, 1 M Limit, 11/04/2007 - 11/04/2008

BUSINESS:  

William G. Bowen, Inc. is a full service appraisal firm that provides quick, quality appraisals, evaluations, and consultations at competitive prices on an a la carte basis. Since 1972, we have provided the best service and most complete market data available. The Firm performs 1,000 + residential and 100 + commercial, USPAP compliant, appraisals annually.  Our web site (www.williamgboweninc.com) dramatically reduces loan processing time by providing instantly retrievable appraisal reports 24 hours a day, 7 days a week.  The securitized reports are posted in the easy to use Adobe Acrobat, PDF (Portable Document Format) format.  This greatly reduces file size and the reader software is free.  Try it!  As a service company, we will provide the services you need. Your success is our success.

MARKET AREA:   

Maryland:   Frederick County and Washington County
Pennsylvania:   Franklin County
West Virginia:   Berkeley County, Morgan County, and Jefferson County (Jefferson County     Additional Fee)

Appraisers

Exp.
Years

FHA
Approved

Certification

Expiration
Date

William G. Bowen, MAI

35

MD Certified General 04-001
PA Certified General GA-000613-L
WV Certified General 070

12/31/09
06/30/09
09/30/08
 

Steven P. O'Farrell

15

MD Certified General 04-20148
WV Certified General 297
PA  Certified General 1839

4/16/11
9/30/08
06/30/09

Nancy N. Bruno

14

MD Certified General  03-20116
 

10/03/10

C. Thomas Bowers, SRA

34

Yes

MD Certified Residential  03-067

12/31/09

MD Certified Residential 03-470
PA  Certified Residential RL 138968
WV Certified Residential 0780

12/31/09
06/30/09
09/30/08

Kristin G. Bowen

18

Yes

MD Certified Residential  03-5820

3/16/11

Michael W. Colyer

12

MD Licensed Residential  02-20411
WV Licensed Residential  0685

02/02/09
09/30/08

Daniel J. McVicker

6

MD Certified General 06-11729

12/09/08

Mary J. Connolley

3

MD Certified Residential  03-12958

WV Certified Residential  0992

PA Certified Residential 139674

6/27/2010

09/30/08

06/30/09

DATA SOURCES:

20,000 + In-House Appraisal Files for Market Trending                         
MRIS - Metropolitan Regional Information Systems (MD, WV, PA, VA)  
Trend (Lusk type public records reports)
FEMA Flood Hazard Boundary Maps  
Tax Maps and Assessment and Tax Information  
Census Tract Maps  
Land Use Regulations  
Marshall & Swift On-Line Cost Service and Marshall Valuation Service Manual  
PriceWaterhouseCoopers - Korpacz Real Estate Investor Survey  
U.S. Department of Labor, Bureau of Labor Statistics  
Urban Land Institute - Emerging Trends in Real Estate

Maryland Office of Labor Market Analysis and Information, etc.  

REFERENCES:  

Jacqueline M. Gaver,

Vice President

PNC Bank  (301) 733-6300

Timothy G. Henry, CEO

Centra Bank (301) 739-1930

Eric R. Paxton, Vice President

BB & T  (301) 624-2396)

Brian M. Holly, MAI   

U.S. Department of Justice (202) 305-0296